Privacy Policy

Last updated: August 27, 2026

This Privacy Policy describes how Kinxverify.link handles personal information in connection with the Service.

1. Information We Collect

When you create an account, we collect information such as your name, email address, phone number, and — for BNPL applications — financial information needed to make an underwriting decision (e.g. income, employment).

2. How We Use Information

To evaluate BNPL applications and manage approved accounts
To process payments and installments
To detect and prevent fraud
To communicate with you about your account and upcoming payments
To improve the Service and our underwriting models

3. Information Sharing

We share information with merchants (to confirm purchase and settlement details), payment processors, credit bureaus where applicable, and service providers who help us operate the platform — never sold to third parties for advertising purposes.

4. Data Security

Financial and personal data is encrypted in transit and at rest, with access limited to personnel who need it to perform their role.

5. Your Rights

Depending on your jurisdiction, you may have the right to access, correct, or delete your personal information, and to opt out of certain communications.

6. Data Retention

We retain account and transaction data for as long as needed to service your account and to meet legal, tax, and regulatory obligations.

7. Changes to This Policy

We may update this Privacy Policy periodically. Material changes would be communicated via email or an in-product notice.

8. Contact

Privacy questions can be sent to support@kinxverify.link.