What We Do

One platform, three experiences

Kinxverify.link is a single BNPL infrastructure layer that powers a dedicated experience for your risk team, your merchants, and their customers.

For Merchants

Offer BNPL at checkout without building it yourself

Integrate once, then manage everything — transactions, orders, settlements, refunds — from a dashboard built for operators, not engineers.

See Merchant Pricing

Checkout Integration

Drop Kinxverify.link BNPL into your existing checkout with a lightweight API and prebuilt webhooks.

Merchant Dashboard

Track sales, active BNPL orders, approval rate and pending settlement in one place.

Predictable Settlement

Clear settlement cadence and full history — know exactly when and how much you're getting paid.

Refunds Handled

Issue full or partial refunds on BNPL orders without manual reconciliation.

Simple Plans

Pay in 3, 4, 6, or 12 — clear terms shown before checkout, no hidden fees.

One Place to Track Everything

See available limit, active plans, and upcoming payments in a single dashboard.

Payment Reminders

Automatic reminders before every installment is due — never miss a payment.

Fast, Fair Approvals

Instant decisions from a transparent underwriting engine, not a black box.

For Customers

Split purchases into simple, honest payments

No confusing terms, no surprise fees. Customers see exactly what they owe and when — and can pay ahead any time.

Create a Customer Account
For Risk & Operations Teams

Underwriting you can actually configure

A visual rules engine, a live simulator, and portfolio-level risk tooling — built for the people who own approval policy, not just the engineers who ship it.

Register a company

Configurable Underwriting

A visual, no-code rules engine — set credit score, income, and delinquency thresholds per segment.

Risk & Compliance Tools

Portfolio-level delinquency tracking, risk tiering, and automated alerts.

Collections Workflow

An aging-bucketed collections queue so overdue accounts never fall through the cracks.

Rule Simulator

Test any application against your live rules before you ship a change.

Ready to get started?

Create a company account or talk with our team about how Kinxverify.link fits your checkout.

Get Started